We help you Navigate the Medicare Maze...

Two Parts of Medicare are provided by the federal government.

Original Medicare is health insurance, but results in a beneficiary having financial gaps in coverage: deductibles, coinsurance and no cap on out-of-pocket expenses.

Medicare Supplement Insurance: What it is and how you use it?

Depending on the supplement you choose, Medicare Supplement Insurance pays for the portion of your medical bills that Medicare does not cover:  either the Part A and B deductible and 20% remaining costs for Part B services or just the 20% of Part B services.

Medicare Advantage Plans (Also referred to a Medicare Part C)

Medicare Advantage plans are typically Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs).  As such they all have some sort of a network.


Hello Peter,


I would like to take this opportunity to thank you for all of your guidance and support.  We are just stepping into the arena of having employees retire and your assistance with Medicare was invaluable.  A good portion of our employees have been with us 20+ years so making the leap to retirement can be quite daunting with all the details which need to be addressed. Both Xxxx and Xxxxxx were able to retire with peace of mind knowing their medical coverage had been situated because of your expertise.  In both of these situations, I believe you went way above and beyond and it is truly appreciated.  We are a paternalistic company and want to make sure our employees are taken care of in every stage of their employment including in their transition to retirement.  Your assistance greatly helped us in being able to make this possible for Xxxx and Xxxxxx.


Thank you so very much!




Michelle  (HR Director for an employer with 100's of employees)

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